York Mortgages

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How to Get a Mortgage in Yorkshire With Bad Credit
September 14th 2026

How to Get a Mortgage in Yorkshire With Bad Credit
Navigating Family Support: A Guide for First-Time Buyers and Relatives in York
September 10th 2026

Navigating Family Support: A Guide for First-Time Buyers and Relatives in York

Buying a home in York often requires family support due to high local property prices. This guide outlines three ways relatives can assist first-time buyers: gifted deposits, Joint Borrower Sole Proprietor (JBSP) mortgages, and concessionary purchases. Each option provides flexible paths to homeownership while navigating lender rules and affordability assessments.
Navigating Mortgage Affordability in York & North Yorkshire
August 28th 2026

Navigating Mortgage Affordability in York & North Yorkshire

The guide breaks down mortgage affordability across North Yorkshire, contrasting areas like York with other local towns like Selby, Harrogate and Ripon. It outlines how lenders calculate borrowing capacity using income multiples, outgoings, and stress tests, before offering strategies like independent brokers, debt payoff, and longer terms to boost buying power.
How to Get a Mortgage in York When You Are Self-Employed
August 17th 2026

How to Get a Mortgage in York When You Are Self-Employed

Independent businesses are the heart of York's local economy. Whether you run a business near Bootham, work as trade contractor in Haxby, or are a consultant from Stamford Bridge, being your own boss shouldn't stand between you and a mortgage.
Don’t Wait for the Expiry Letter: Why York Homeowners Need to Think About Remortgaging Early
August 10th 2026

Don’t Wait for the Expiry Letter: Why York Homeowners Need to Think About Remortgaging Early

For many homeowners across York, managing a mortgage can easily fall to the back of the priority list until a letter from the bank drops through the door. Usually arriving just a few weeks before a fixed rate ends, this expiry letter serves as a reminder that a mortgage deal is about to lapse.
Your First-Time Buyer Toolkit: What You Need Before You Make an Offer in York
August 3rd 2026

Your First-Time Buyer Toolkit: What You Need Before You Make an Offer in York

When you’re looking to buy your first home in York, the excitement of viewing properties can quickly take over. But in a fast-moving, competitive local market, there is one crucial step you cannot afford to skip: securing your Decision in Principle (DIP).

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.